Personal Finance

Old Lesson Plans

FINAL EXAM SCHEDULE

FINAL EXAM SCHEDULE

  • PERIOD #1 – SOFT PERIOD #1
  • PERIOD #2 – EXAM TODAY
  • PERIOD #3 – NORMAL CLASS
  • PERIOD #3 – EXAM TODAY

FINAL EXAM PROJECT: Exam Project Due on Day of Exam

KNOWLEDGE MATTERS: Knowledge Matters is Complete!

INSTRUCTION SHEET: LINK

LINKS NEEDED FOR PROJECT

FINAL EXAM SCHEDULE

  • PERIOD #1 – EXAM TODAY
  • PERIOD #2 – NORMAL CLASS
  • PERIOD #3 – NORMAL CLASS
  • PERIOD #4 – NORMAL CLASS

FINAL EXAM PROJECT: Exam Project Due on Day of Exam

KNOWLEDGE MATTERS: All Projects from Knowledge Matters is due by end of class on Monday!

INSTRUCTION SHEET: LINK

LINKS NEEDED FOR PROJECT

FINAL EXAM PROJECT: Exam Project Due on Day of Exam

KNOWLEDGE MATTERS: All Projects from Knowledge Matters is due by end of class on Monday!

INSTRUCTION SHEET: LINK

LINKS NEEDED FOR PROJECT

FINAL EXAM PROJECT: Exam Project Due on Day of Exam

KNOWLEDGE MATTERS: All Projects from Knowledge Matters is due by end of class on Monday!

INSTRUCTION SHEET: LINK

LINKS NEEDED FOR PROJECT

TEST: Project #5 Test Today

KNOWLEDGE MATTERS: All Projects from Knowledge Matters is due by end of class on Monday!

UNIT #5 – INVESTING

JOURNAL: NO JOURNAL ENTRY TODAY
VOCABULARY: WORK ON VOCAB WORDS FOR INVESTING SECTION

NOTES: FUNDAMENTALS OF INVESTING – LINK

ASSIGNMENT: USE YAHOO FINANCE TO FIND THE ITEMS ON THE SHEET PASSED OUT TO YOU.

  • S&P STOCKS
  • PENNY STOCKS

ASSIGNMENT: Knowledge Matters – Risk vs. Return AND Diversification

UNIT #5 – INVESTING

JOURNAL: NO JOURNAL ENTRY TODAY
VOCABULARY: WORK ON VOCAB WORDS FOR INVESTING SECTION

NOTES: FUNDAMENTALS OF INVESTING – LINK

ASSIGNMENT: USE YAHOO FINANCE TO FIND THE ITEMS ON THE SHEET PASSED OUT TO YOU.

  • S&P STOCKS
  • PENNY STOCKS

ASSIGNMENT: Knowledge Matters – Risk vs. Return AND Diversification

UNIT #5 – INVESTING

JOURNAL: NO JOURNAL ENTRY TODAY
VOCABULARY: WORK ON VOCAB WORDS FOR INVESTING SECTION

NOTES: FUNDAMENTALS OF INVESTING – LINK

ASSIGNMENT: USE YAHOO FINANCE TO FIND THE ITEMS ON THE SHEET PASSED OUT TO YOU.

  • FOOD STOCKS
  • RETAIL STOCKS

ASSIGNMENT: Knowledge Matters – Risk vs. Return

UNIT #5 – INVESTING

JOURNAL: NO JOURNAL ENTRY TODAY
VOCABULARY: COMPLETE APPROX. 10 VOCAB WORDS FOR INVESTING SECTION

NOTES: FUNDAMENTALS OF INVESTING – LINK

ASSIGNMENT: Knowledge Matters – Investing for Retirement

UNIT #5 – INVESTING

JOURNAL: NO JOURNAL ENTRY TODAY
VOCABULARY: COMPLETE APPROX. 10 VOCAB WORDS FOR INVESTING SECTION

NOTES: FUNDAMENTALS OF INVESTING – LINK

ASSIGNMENT: Knowledge Matters – Intro to Investing

Reminder: Unit #4 Test Today

Unit #4 – Spending and Borrowing

JOURNAL: PRINT AND TURN IN JOURNAL
VOCABULARY: No Vocabulary Today

Reminder: Unit #4 Test on Wednesday!

Unit #4 – Spending and Borrowing

JOURNAL: No Journal Entry
VOCABULARY: No Vocabulary

MOVIE: Catch Me If You Can – Questions

Unit #4 – Spending and Borrowing

JOURNAL: No Journal Entry
VOCABULARY: No Vocabulary

MOVIE: Catch Me If You Can – Questions

Unit #4 – Spending and Borrowing

JOURNAL: WHAT CAN YOU DO TO PROTECT YOURSELF FROM IDENTITY THEFT?
VOCABULARY: NO VOCABULARY TODAY – CATCH UP

NOTES: PROTECTING YOURSELF FROM FRAUD – LINK

ASSIGNMENT: DON’T LET IT HAPPEN TO YOU – CONSUMER JUNGLE

Unit #4 – Spending and Borrowing

JOURNAL: WHY DO YOU THINK YOU NEED INSURANCE FOR?
VOCABULARY: WORK ON TYPES OF INSURANCE VOCABULARY

NOTES: TYPES OF INSURANCE – LINK

Knowledge Matter – Insurance: Simulation reset if your goal points are 0 out of 20)

Unit #4 – Spending and Borrowing

NEW JOURNAL: WHAT DOES YOUR CREDIT SCORE TELL YOU AND WHAT DO YOU THINK IS A GOOD SCORE?
VOCABULARY: COMPLETE VOCABULARY FOR CREDIT REPORT AND SCORES

NOTES: CREDIT REPORTS AND SCORES – LINK

Knowledge Matter – Fixing Your Credit (Reminder: Simulation reset if your goal points are 0 out of 20)

Unit #4 – Spending and Borrowing

JOURNAL: LOOK UP HOW A CREDIT CARD INTEREST RATE IS FIGURED AND EXPLAIN TO ME
VOCABULARY: COMPLETE CREDIT CARD BASICS VOCABULARY

NOTES: CREDIT CARD BASICS – LINK

COMPLETE KNOWLEDGE MATTERS – GETTING A CREDIT CARD

Unit #4 – Spending and Borrowing

JOURNAL: LOOK UP HOW A CREDIT CARD INTEREST RATE IS FIGURED AND EXPLAIN TO ME
VOCABULARY: COMPLETE CREDIT CARD BASICS VOCABULARY

NOTES: CREDIT CARD BASICS – LINK

COMPLETE KNOWLEDGE MATTERS – GETTING A CREDIT CARD

Unit #4 – Spending and Borrowing

NOTES:  MAJOR EXPENDITURES – POWERPOINT – Complete Housing and Transportation Sections

Complete Knowledge Matters – Complete by end of class Wednesday

  • Shopping

Unit #4 – Spending and Borrowing

NOTES:  MAJOR EXPENDITURES – POWERPOINT – Complete Housing and Transportation Sections

Complete Knowledge Matters – Complete by end of class Wednesday

  • Buying a Home
  • Buying a Car

Unit #4 – Spending and Borrowing

NOTES:  MAJOR EXPENDITURES – POWERPOINT – Complete Housing and Transportation Sections

Complete Knowledge Matters – Complete by end of class Wednesday

  • Buying a Home
  • Buying a Car

Unit #4 – Spending and Borrowing

NOTES:  MAJOR EXPENDITURES – POWERPOINT – Complete Housing and Transportation Sections

ASSIGNMENT: Welcome to Adulthood

Unit #4 – Spending and Borrowing

NOTES:  MAJOR EXPENDITURES – POWERPOINT – Complete Housing and Transportation Sections

ASSIGNMENT: Welcome to Adulthood

Unit #4 – Spending and Borrowing

NOTES:  MAJOR EXPENDITURES – POWERPOINT – Complete Housing and Transportation Sections

ASSIGNMENT: Welcome to Adulthood

Unit #4 – Spending and Borrowing

JOURNAL:  What would be your dream house?  Explain what are the most important things about your house design.
Vocabulary: No Vocabulary

Knowledge Matters: Complete Finding and Apartment.

Reminder: Unit #3 Test TODAY!

Journal entry: Print and Turn in Journal Entries
Vocabulary: No Vocabulary.

Reminder: Unit #3 Test on Monday!

Journal entry: No Journal Entry Today
Vocabulary: Complete Basics of Taxes Vocabulary if not finished

Video: Mr. Deeds

Journal entry: Use the Internet to define Financial Worth and provide what you think your financial worth is at this point
Vocabulary: Complete Basics of Taxes Vocabulary if not finished

Knowledge Matters – Pay your taxes (Finish Today!)

Notes: Statement of Financial Position – LINK TO POWERPOINT

Journal entry: Should taxes be flat (everyone pays the same rate) or progressive (richer people pay a higher rate)?
Vocabulary: Complete Basics of Taxes Vocabulary

ASSIGNMENT: COMPLETE TAX DOCUMENT – DOCUMENT

  • CALCULATE PAYCHECKS WITH TAXES
  • CALCULATE AVERAGE PROPERTY TAXES
  • CALCULATE LICENSE PLATES EXCISE TAXES IN INDIANA – LINK
  • VIEW CAR INSURANCE INFORMATION – EXTRA FACTS 16 YEAR OLDS

NOTES: BASICS OF TAXES – LINK TO POWERPOINT

Knowledge Matters – Pay your taxes

Journal entry: Can money buy you happiness?
Vocabulary: No vocabulary today

VIDEOS: A DAY MADE OF GLASS 2
VIDEOS: MICROSOFT FUTURE OF PRODUCTIVITY
VIDEOS:  HOW TECHNOLOGY IS CHANGING BANKING – YOUTUBE

NOTES: ELECTRONIC BANKING – STUDENTS ON OWN – LINK TO PDF

Journal entry: do you expect your parents to give you money? Will you give your kids money when they are your age? Explain your thoughts
Vocabulary: No vocabulary today

Notes: Spending Plans

LOCATE A PLACE TO LIVE – BEST PLACES TO LIVE QUIZ – LINK TO SITE

  • CLICK TAKE THE QUIZ – BLUE BUTTON
  • RECORD THE CITY THAT IS SELECTED THROUGH THE QUIZ

AFTER YOU RECEIVE RESULTS – GO TO WWW.BESTPLACES.NET

  • TYPE IN THE #1 CITY FROM FIND MY SPOT SECTION AT TOP
  • RECORD ALL PRESENT INFORMATION

SECTION #2 – SECOND CITY OF YOUR CHOICE

  • TYPE IN A SECOND CITY OF YOUR CHOICE
  • RECORD ALL PRESENT INFORMATION

Unit #3 – Managing you money

Journal Entry: Look to the future – How do you see your future life at age 30?
Vocabulary: Complete Savings Tools Vocabulary

Knowledge Matters – Budgeting and Savings

Unit #3 – Managing you money

Journal Entry: Can money buy you happiness? Explain!
Vocabulary: No Additional Vocabulary

Notes:  Savings Tools

Unit #3 – Managing you money

Journal Entry: if I lost my entire income tomorrow, what would I do to start earning money fast?
Vocabulary: No Additional Vocabulary

Information Quiz: Complete Personal Finance Survey

Notes:  Savings Tools

Video: 30 for 30 broke (77 Minutes)

Unit #3 – Managing you money

JOURNAL: If you were to suddenly receive 10 million dollars, and you had to spend it and/or invest it within 24 hours, what would you do with it? Be specific: if you plan to invest a portion of it, exactly where would you invest it? If you want to give some of it away, exactly to whom or what organization(s) would you give it? Account for every penny.
VOCABULARY: Complete Depository Institutions Vocabulary

ASSIGNMENT: LOCATE AN INTERNET STORY ABOUT ANYTHING WITH THE FUTURE OF BANKING. LINK – COMPLETE SUMMARY OF STORY.

COMPLETE ASSIGNMENT: Complete Virtual Classroom Assignments (Math Quiz, Reading Quiz, Simulation)

  • Online Banking

Unit #3 – Managing you money

VOCABULARY: Complete Depository Institutions Vocabulary

GUIDED NOTES: Depository Institutions

ASSIGNMENT: Complete Virtual Classroom Assignments (Math Quiz, Reading Quiz, Simulation)

  • Choosing and Balancing a Checking Account

VOCABULARY: Staple and on top of Guided Notes and TURN IN after Test!

GUIDED NOTES: Depository Institutions

ASSIGNMENT: Complete Virtual Classroom Assignments (Math Quiz, Reading Quiz, Simulation)

  • Choosing and Balancing a Checking Account

REMINDER: Unit #2 Test TODAY

JOURNAL: Print and Turn In!
VOCABULARY: Staple and on top of Guided Notes and TURN IN after Test!

ASSIGNMENT: Complete Virtual Classroom Assignments (Math Quiz, Reading Quiz, Simulation)

  • Finding a Job
  • Education and Advancement

REMINDER: Unit #2 Test will be on Friday

JOURNAL: No Journal Entry Today
VOCABULARY: Complete Getting Paid Vocabulary

VIDEO: The Einstein Approximation

ASSIGNMENT: Complete Virtual Classroom Assignments (Math Quiz, Reading Quiz, Simulation)

  • Finding a Job
  • Education and Advancement

UNIT #2 – EARNINGS

JOURNAL: What would be your dream job and why?
VOCABULARY: Complete Getting Paid Vocabulary

ASSIGNMENT: Complete Virtual Classroom – Education and Advancement

UNIT #2:  EARNINGS

JOURNAL ENTRY: No Journal Entry TODAY!
VOCABULARY: Complete the Getting Paid Vocabulary (15 Minutes)

ASSIGNMENT: Knowledge Matter – Online

SECTION: Finding a Job (Complete in class today!)

  • Reading (20 Minutes)
  • Reading Quiz (10 Minutes)
  • Math Quiz (10 Minutes)
  • Simulation Exercise (25 Minutes)

UNIT #2:  EARNINGS

JOURNAL ENTRY: WOULD YOU RATHER MAKE COMMISSION OR AN HOURLY RATE?
VOCABULARY: COMPLETE GETTING PAID VOCABULARY

NOTES: TAKE NOTES OVER GETTING PAID – LINK

ASSIGNMENT: GETTING PAID MATH

UNIT #2:  EARNINGS

VIDEO:  BEE MOVIE

  • Questions: Complete Bee Movie Questions

UNIT #2:  EARNINGS

JOURNAL: IF YOU WERE BUILDING YOUR RESUME RIGHT NOW, WHAT WOULD BE YOUR BIGGEST SELLING POINT ON WHY I SHOULD HIRE YOU?
VOCABULARY: NONE OR GET AHEAD

LINKS:
Bureau of Labor Statistic’s Occupational Outlook Handbook: www.bls.gov/ooh

ASSIGNMENT: OCCUPATIONS PERCEPTIONS – JOB #1 = Anesthesiologists – JOB #2 = Physical therapists – JOB #3 = Registered nurses – JOB #4 = Computer Programmers

ASSIGNMENT:  OCCUPATIONS RESEARCH – USE LINK ABOVE FOR RESEARCH INFORMATION

NOTES: CAREER EXPLORATION – LINK

Unit #2: Earnings

JOURNAL: Create a New Journal – How important is education to your future income? Explain why or why not!
VOCABULARY: Work on Section #1 of Vocab Sheets

ACTIVITY: Invest in Yourself Brainstorming Activity

  • Group of 3 students
  • Word Document (Create a Table) – 1 area for a heading and 3 columns
    • Insert Header = First and Last Name of each of the three people in the group
    • Title (Centered) = Invest in Yourself
    • Create a Table
      • Column 1 – Human Capital
      • Column 2 – Net Worth
      • Column 3 – Social Capital
  • Each Group should list as many items under each column

Definitions

  • Human capital – the skills, knowledge, and experiences possessed by an individual (Skills & Education)
  • Net Worth – the combined value of your assets, or the things you own that have monetary value, minus the value of your liabilities — the accounts or loans that you’re paying off. (Savings & Investment Tools)
  • Social Capital – the networks of relationships among people who live and work in a particular society, enabling that society to function effectively. (Network of Family & Friends)

ASSIGNMENT: My Human Capital Quote

ASSIGNMENT: My Transferable Skills Worksheet\

NOTES: INVEST IN YOURSELF – LINK

PFR UNIT #1 – Taking Charge of Your Financial Well-Being

TEST:  Unit #1 Test Today – Canvas

TURN IN:  Staple Vocab on Top of 3 Guided Notes
TURN IN:  Journal Entries
TURN IN:  Poster board – Your Collage
TURN IN: Pursuit of Happyness Questions
COMPLETE: Knowledge Matters Math Quiz, Reading Quiz, & Simulation

  • Math & Reading Quizzes – Must score 70% or higher
  • Simulation – Must score 80% or higher

ALL CHAPTER #1 ASSIGNMENTS ARE DUE TODAY!

REMINDER: Unit #1 Test will be Friday
**Due Friday: Vocabulary, Guided Notes, Journal Entries, Collage of your Life

PFR UNIT #1 – Taking Charge of Your Financial Well-Being

JOURNAL ENTRY:  No Journal Today!
VOCABULARY:  Vocabulary lists should be completed by end of day!

NOTES:  Financial Goals – LINK

Movie: The Pursuit of Happyness

REMINDER: Unit #1 Test will be Friday
Due Friday: Vocabulary, Guided Notes, Journal Entries

PFR UNIT #1 – Taking Charge of Your Financial Well-Being

JOURNAL ENTRY:  How Important is Salary to you when selecting a career?
VOCABULARY:  Vocabulary lists should be completed by end of day!

Top Financial Goals Survey – SURVEY

NOTES:  Financial Goals – LINK

Movie: The Pursuit of Happyness

JOURNAL: What is your #1 Core Value and why?
VOCABULARY: Complete vocabulary if necessary

KNOWLEDGE MATTERS – Complete the Time Management & Health Lesson

  • Reading Assignment & Reading Quiz
  • Math Assignment & Math Quiz

ASSIGNMENT: Complete Money Values Survey. Provide students with information for results. Money Values Survey

FINISH GUIDED NOTES: Financial Decisions – LINK

COLLAGE: Continue working on your collage if there is time left.

UNIT #1 – TAKING CHARGE OF YOUR FINANCIAL WELL-BEING

JOURNAL: WHAT WOULD YOU DO IF YOU WON THE LOTTERY? HOW MUCH OF THE MONEY WOULD YOU SAVE, SPEND, AND GIVE AWAY
VOCABULARY:  Answer Vocabulary for Financial Decisions

VIDEO:  The Financial Permeability – Video clip dealing with Needs and Wants

NOTES: Financial Decisions – LINK

UNIT #1 – TAKING CHARGE OF YOUR FINANCIAL WELL-BEING

JOURNAL – Create a WORD document. Save File as Unit #1 Journal Entries. Place a header at the top of the document with Your Name, Unit #1 Journal Entries, Period # then <enter> Today’s Date. Hit enter and copy/paste the question <enter>Type your response to the question. Response should be changed to RED text.
JOURNAL ENTRY: What are the most important qualities of a best friend?
VOCABULARY:  Answer Vocabulary Questions from Unit #1

Create Log-In for Knowledge Matters. Please document your username and password for the course. Complete this after you are given the Course Registration Code. It will be done in class today.

PFR Pre-Test: Complete the pre-test on Knowledge Matters. This pre-test is to provide a guide for the course. The grade is based on a completion of the pre-test.

SURVEY: Complete Student Well-Being Data Survey online. Wellness Survey

GUIDED NOTES:  Complete guided notes over – Money in Your Life – LINK

COLLAGE – Use Extra time to work on your Collage

UNIT #1 – Taking Charge of Your Financial Well-Being

ASSIGNMENT:  Create a Poster-board for a Collage of your Life
*Use handout as guide for Poster-board

Directions: Ask yourself, “What do I want my future life to be like?” Now, create a collage on a poster-board that answers this question.

Directions Link

**Clean out student folders if necessary

UNIT #1 – Taking Charge of Your Financial Well-Being

INTRODUCTION:  Introduce Section to students

ASSIGNMENT:  Create a Poster board for a Collage of your Life – LINK

MUST BE COMPLETED BY UNIT #1 TEST

Student Seating Charts
Introduce Course to Students
Go Over Course Syllabus with Students
Go over Course Website with Students
Place Student Log-In Numbers on Computer Screens – Record
Clean Out Log-In Numbers