Personal Finance Study Student Name* First Last Period #*Period #1Period #2Period #3Period #4Period #5Period #6Period #7Do you feel knowledgeable about savings and checking accounts?* Yes No Do you feel knowledgeable about saving money?* Yes No Do you feel knowledgeable about account overdrafts?* Yes No Do you feel knowledgeable about investing money?* Yes No Do you feel knowledgeable about retirement savings?* Yes No Having too many credit cards can negatively impact your credit score?* True False Using check(s) / debit cards can help build credit?* True False A parent co-signing a student loan is not responsible for re-paying the loan, if their child doesn’t have a job?* True False Once a delinquent loan or credit card balance is paid off, the item is removed from a credit report?* True False When discussing day-to-day finances, which do you feel best describes you?* barely keeping up managing prepared for unexpected expenses comfortable no financial worries What’s most important for achieving success in life?* personal happiness good health owning a home a high income Do you keep your passwords a secret?* Yes No Do you monitor credit card activity regularly?* Yes No Do you verify a business’ legitimacy before sharing financial or personal info?* Yes No Do you change passwords regularly?* Yes No Do you keep your social security card in their wallet?* Yes No Did your parents teach you how to manage money?* Yes No